Just adding that, chromosomes don't really matter in medicine. They're important in birth and early stages of puberty, but generally are completely useless, any further. The insurers care about specific things like "breast cancer", "prostate cancer", "autism", "pregnancy" and other things that are more relevant to the sex, but not necessarily to the chromosomes. A big false assumption to make.
It would be more relevant to write, whether you have had HRT and/or sex change surgery, which should technically be written descriptively in the "medical history" section, and that should be fine.
(Clearly, "genderqueer" involves no medical intervention, so it's bullshit, yeah)
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