Heavenly sword's Nariko. her or Kai. Though Kai is more comic relief than badass, but still. the girl built a semi-automatic crossbow. from scratch. that one-shots anything that isn't in plate mail. and if they are, hitting exposed skin one-shots anyway. hell, the basic enemies can be killed with a shot to the foot. or the hand. or anywhere on their bodies.
team fotress 2 is the exception. the only benefits paying members have over non-paying is that they have more inventory space which doesn't actually help mid-match, and also they get a hat. but by tf2 standards, that hat is pretty cool as its a HAT. and in tf2, if you have a hat, you are automatically vastly superior to those without them, at least in the community. gamewise, hats are just interesting to look at.
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