I love Chernobyl, such a great show. And I don't even watch shows, it's just that good. Whenever I'm bored and don't know what to do I default into watching it because of how good it is. It's a good show.

Bald eagle

Same

As a question?

The harassment is sending them pics of UK

The screenshot above is from living cost calculator for Miami, that's why I was surprised when you said that 15k is little.

I remember I watched a video from NYC where there was a 54 unit property that was falling apart and only 18 units were occupied, but the landlord (some LLC) refused to fix anything and instead of looking for new tenants they just increased the price on the current ones. Europe has similar situation too: a lot of flats are empty, others are bought up for airbnbs etc.

Poland has 17% real estate price increase year to year (and that's average mind you, in cities it's worse) and over the past 8 years the prices have doubled (again, that's the average and that's housing alone, grocieries are much more expensive too). As recently as 2022 we had 20 inflation on top of that. That one year alone effective price of real estate increased by 30%, not mentioning the reduced supply due to construction pause during covid and then reduced availability due to influx of 1.6 million war refugees from Ukraine.

No matter how good I am at any given job, I will not be getting 20-30% salary increases every year to match the prices increase. According to what you wrote, I am too poor to afford real estate, and not moving to another cheaper place is either stubbornness or stupidity. Yet I reiterate what I said: untold millions are in the same situation as I am and saying "just buy property where it's cheaper" is not a solution, only pushing the problem elsewhere. And when people there inevitably end up with the same problem, what are they supposed to do? Keep pushing the problem elsewhere until there is nowhere else that's considered "cheaper"?

How come that it is I who should leave because foreign investors such as yourself are buying up property to resell it at a higher price or to rent it out for passive income? Commercial real estate or industrial real estate I can still understand, but turning residential real estate into financial instrument and telling locals to git gud or move away and leave your families, friends and lives behind is ignorant at best and malicious at worst.

Going for the upper priced option for rental for 3 room flat in the city centre will cost half that. Unless one spends 250usd per day on food and other groceries, shouldn't it be enough?

True, in a cheaper region I wouldn't have to save up for 10 years. I miscalculated that because I applied the prices where I am to a, well, cheaper place. But the point remains: I don't want to have to run away from my current life to a place where I don't know anyone only to be able to afford to live on a basic level. It's not complaining or stupidity, it's anger that after years and years of academic and professional experience, after being promoted time and time again, after negotiating salary rises, I am in the same place financially as I was 10 years ago, if not in a worse one. And people and companies hoarding wealth, landlords included, is a major (if not the main) contributing factor.

That's the entire point I'm making. Me buying properties abroad for leisure or profit will make the market worse for the people living there. Much like foreigners and companies buying property where I live is what made market worse for me. That's why I say that landlords are the main contributing factor to this unsustainable and debilitating price hike. Whether individuals like you or companies/corporations.

"If the prices of the properties goes down because there isn't demand, rent will go down as well" there will always be demand.

"you want to live somewhere you can't afford" - quite the opposite. I want to be able to afford the place I've been living at for the last 15 or so years. But in those 15 years the prices rose 300% while wages rose less than half that.

15k usd a month is a ton of money. You can comfortably live for that, regardless of which city one is in. In most places you can live luxuriously for that.

"Move somewhere cheaper, be able to pay 50% up front (at least)..." - Leave my family, friends and everything I know behind to work for 10 years to be able to afford 50% upfront payment and by the end of the 10 years the upfront payment will have tripled. It's stupid to even suggest something like that

"Save up and move to a cheaper region country" by the time I save up the price of the house/flat will have tripled. I don't want to have to leave a place I've spent majority of my life in because it's been made too expensive by people and companies who hoard real estate for profit.

"Unless you can buy the property in full, you're fukcing up" - same as above. And you yourself mentioned that prices are crazy these days. How can I be the one who's fukcing up just because I wasn't lucky enough to get a flat from my parents?

"30% of property is investment property that isn't rented out btw." - what about the other 70%

"Way too many people buy houses with 40 year loans (that's pretty much renting, especially for the 20% that fail to pay and their home gets repossessed.)" - What's the alternative, other than aforementioned unrealistic and in most cases impossible paying upfront? People can't see the future, they can't know if within the next 40 years they won't be fired, injured or otherwise unable to earn enough money to pay off the mortgage.

"If 99% of people can't buy a house the house will cost less." - most people can't afford it and the prices aren't going down. It's the mortgages that get longer. And if you're suggesting that banks should stop giving mortgages to people because they lack the magical ability to see into the future, then banks will simply sell the properties to companies who can afford them, which in turn will do their best to try and reduce people to rent cattle.

It's 5 am here and I'm too braindead to understand how banks giving loans is the problem. How can someone who received loan not afford property? It's almost always bought with loan. 99.99% of the population wouldn't be able to afford property without loan. It's one person and companies owning multiple properties (and thus reducing availability) and artificially inflating prices so that it's cheaper to rent than to buy (unless I want to get bogged down by 35 year loan for what is essentially a room). Not to mention that renting what is essentially a room is 50% of a decent salary. And everything being made for "luxury market" and calling things "studio apartments". No. It's a normal flat. Treating real estate like a financial instrument instead of a necessity.